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Thursday, 17 March 2011

CENTRAL GOVERNMENT EMPLOYEES GROUP INSURANCE SCHEME, 1980


CENTRAL GOVERNMENT EMPLOYEES' GROUP INSURANCE SCHEME, 1980

The CGEGIS'80 scheme is a Central Government of India employees Welfare scheme which came into effect from January 1982. It replaced the previous "Central Government Employees' Insurance Scheme 1977'.  It was notified on 1st November 1980.

This scheme is mandatory for every regular employee under Central Government of India who are recruited through proper recruitment rules. 

Employees will be enrolled as members of the Scheme only from the 1st January every year. Suppose , if an employee enters service on or after 2nd January in any year, he will be enrolled as a member of the Scheme only from 1st January of the following year. He will be entitled to an insurance cover appropriate to the Group to which he belongs, by paying a reduced rate of monthly subscription as premium for the insurance. The purpose is that, the insurance cover should be made available immediately a person joins service, even though the full benefit of the Scheme will be available from the 1St January of the next year only. 

The period before he was enrolled to the scheme on the 1st January of the next year, during that period contribution will be recovered at 1/3( one-third) rate of the applicable rate to which he will be in the group.

An employee who are a member of the Scheme has to submit a valid nomination for the beneficiary of the amount due to him in case of his death. The prescribed form is as hereunder.
                            -------------------------------------------------------------------------------------------

FORM NO.8
(SEC.PARA 19.7)
NOMI NATION FOR BENEFITS UNDER THE CENTRAL GOVERNMENT  EMPLOYEES
GROUP INSURANCE SCHEME, 1980

(When the Government Servant has a family and wishes to nominate one member or more thanone member thereof)


I, ……………………………………………….. hereby nominate the person/ persons  mentioned below  who  is/  are  member(s)  of  my  family,  and  confer  on  him/her  the  right    to  receive  to  the extent  specified  below  any  amount  that  may  be  sanctioned  by  Central  Government  under  the Central Government Employees Group Insurance Scheme, 1980 in the event of my death while in  service  or  which  having  become  payable  on  my  attaining  the  age  of  superannuation  may remain unpaid at my death.


Name & Address(es)  Of Nominee/Nominees
Relationship With Govt. Servant
Age
*Share      of amount to be  Paid to Each
Contengencies on the happening of which the nomination shall become Invalid
Name, address & relationship of the person if any, to whom the right of the nominee shall pass in the event of His/her predeceasing the Govt. service
1
2
3
4
5
6
















Dated this          day of      200    at

Two witnesses to Signature
(With name,designation,emp.code)
1.

2.
Signature of Govt. Servant
     Name……………………………………
Designation……………………………..
Emp. Code………………………………
Tel…………………..Intercome……….
………………………………………………………………………………………………………
N.B. : The Government Servant should draw line across the blank space below his last entry to
prevent the insertion of any name after he has signed.

*          This column should be filled in so as to cover the whole amount may be payable under the Insurance Scheme.

 ----------------------------------------------------------------------------------------------------------
 Recovery Schedule as FORM No13 has to be pasted in the Service Book of the employee where every rate of recoveries/subscription made towards CGEGIS'80 Scheme should be recorded year-wise or as applicable which has to be attested by the DDO.


FORM NO.13
CENTRAL GOVERNMENT EMPLOYEES GROUP INSURANCE SCHEME
1980

Name of the Government Servant:
Designation :
Date of Joining Govt. Service
Date of Admission to the CGEGIS Scheme
Group to which admitted
Rate of monthly contribution (Rs.)
Period
from
Period to
Events with exact date affecting cols.(3) (4)
Remarks
1
2
3
4
5
6
7
8






"Subscription at the rate of  .......... appropriate to Group ....... of the Scheme recovered from pay and allowance for the period from January ...... to December



Signature of DDO




Record of every  recoveries toward CGEGIS'80 must be kept intact as in FORM 13 in the Service Book of the employee. This will enable speeding up of  the process of final payment at the time of retirement or superannuation.

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